DHA Participating Insurers 2016

The Health Insurance Law of Dubai No 11 of 2013 requires that all Residents must have a level of health insurance that meets or exceeds minimum benefits stipulated by DHA. These benefits form what is known as the Essential Benefits Plan. In order not to be a burden on employers, the price of providing these benefits needs to be kept low. In addition, DHA wants to ensure that the most vulnerable workers are protected. Because of this, insurers will only be able to make reasonably small profits from the Essential Benefits Plan. Accordingly, only those insurance companies who can provide cover on a cost effective basis, who can handle volume business and can demonstrate operational effectiveness and high levels of customer service will be able to sell the Essential Benefits Plan to the segment of the Resident population earning 4,000 AED or less per month.

Over time, employers will have to cover these workers with a policy provided only by a “Participating Insurer”. The standards required to qualify as a “PI” were set at a much higher level than those required to obtain the DHA Health Insurance Permit.

For 2016, the list of Participating Insurers is shown below.

eClaimLink ID

Name

Company Website

Phone #

INS010

AXA INSURANCE

https://ae.axa-gulf.com/en/individuals/health-insurance

8004845

INS014

RAS AL KHAIMAH NATIONAL INSURANCE COMPANY

https://www.rakinsurance.com/en/essential-benefits-package-ebp

8007254

INS026

NATIONAL HEALTH INSURANCE COMPANY (DAMAN)

https://www.damanhealth.ae

80032626

INS012

OMAN INSURANCE COMPANY

http://www.tameen.ae/en/for-individuals/health-insurance/dha-individual-plans

8001642

INS008

ORIENT INSURANCE PJSC

http://www.insuranceuae.com/

800674368

INS013

METLIFE ALICO

https://www.metlife.ae/en/individual/products/individual-medical/individual-medical/

8006385433

INS022

TAKAFUL EMARAT - INSURANCE

http://www.takafulemarat.com/en/

800834

INS083

DAR AL TAKAFUL (P J S C)

http://www.dat.ae

800825238

INS038

NATIONAL GENERAL INSURANCE COMPANY

http://www.ngi.ae/

042115800