DHA Participating Insurers 2017
The Health Insurance Law of Dubai No 11 of 2013 requires that all Residents must have a level of health insurance that meets or exceeds minimum benefits stipulated by DHA. These benefits form what is known as the Essential Benefits Plan. In order not to be a burden on employers, the price of providing these benefits needs to be kept low. In addition, DHA wants to ensure that the most vulnerable workers are protected. Because of this, insurers will only be able to make reasonably small profits from the Essential Benefits Plan. Accordingly, only those insurance companies who can provide cover on a cost effective basis, who can handle volume business and can demonstrate operational effectiveness and high levels of customer service will be able to sell the Essential Benefits Plan to the segment of the Resident population earning 4,000 AED or less per month.
Over time, employers will have to cover these workers with a policy provided only by a “Participating Insurer”. The standards required to qualify as a “PI” were set at a much higher level than those required to obtain the DHA Health Insurance Permit.
For 2017, the list of Participating Insurers is shown below.
|
eClaimLink ID |
PI Name |
Index Rate |
Call Center Number |
Online Application Link |
|
INS038 |
National Deneral Insurance Company PJSC - NGI |
AED 550 |
04 – 211 5800 |
|
|
INS020 |
AlBuhaira National Insurance Company |
AED 550 |
600 545459 |
|
|
INS012 |
Oman Insurance Company PSC |
AED 560 |
800 47 46 /800 66 26 |
|
|
INS006 |
Dubai Islamic Insurance & Reinsurance - AMAN |
AED 581 |
800-785666 |
NA |
|
INS019 |
Qatar Insurance Company |
597 |
800 4742 |
|
|
INS134 |
MEDGULF - THE MEDITERRANEAN & GULF INSURANCE & REINSURANCE CO. B.S.C. (C) (DUBAI BRANCH) |
AED 550 |
8006334853 |
|
|
INS007 |
Dubai National Insurance Company |
AED 535 |
600580000 |
|
|
INS137 |
Cigna Insurance Middle East |
AED 730 |
04-5127100 |
https://www.cigna-me.com/en/individuals-and-families/overview |
|
INS040 |
Union Insurance Company |
550 |
80084248 |
Insurance Company in Dubai, UAE: Life, Medical, Health, Motor Insurance in UAE (unioninsurance.ae) |
|
INS035 |
Islamic Arab Insurance Co. (SALAMA) |
AED 600 |
800-725262 |
https://salama.ae/health-takaful/?gclid=EAIaIQobChMIir7I4NuV9gIVLYxoCR1PWQmHEAAYASAAEgJiTvD_BwE |
|
INS008 |
Orient Insurance PJSC |
AED 550 |
800 ORIENT (674638) |
|
|
INS017 |
Abu Dhabi National Insurance Company PJSC (ADNIC) |
AED 575 |
800 8040 |
|
|
INS005 |
Dubai Insurance company |
550-750 |
800382467 |
|
|
INS013 |
American Life Insurance Company (MetLife) |
800 6385433 (Inside UAE) & 971 4 415 4555 (Outside UAE) |
||
|
INS018 |
Noor Takaful |
550 |
800-Takaful (825 2385) |
|
|
INS011 |
Al Saqr National Insurance Company |
525 |
+97147028500 |
