DHA Participating Insurers Results
The Health Insurance Law of Dubai No 11 of 2013 requires that all Residents must have a level of health insurance that meets or exceeds minimum benefits stipulated by DHA. These benefits form what is known as the Essential Benefits Plan. In order not to be a burden on employers, the price of providing these benefits needs to be kept low. In addition, DHA wants to ensure that the most vulnerable workers are protected. Because of this insurers will only be able to make reasonably small profits from the Essential Benefits Plan. Accordingly, only those insurance companies who can provide cover on a cost effective basis, who can handle volume business and can demonstrate operational effectiveness and high levels of customer service will be able to sell the Essential Benefits Plan to the segment of the Resident population earning 4,000 AED or less per month.
Over time, employers will have to cover these workers with a policy provided only by a “Participating Insurer”. The standards required to qualify as a “PI” were set at a much higher level than those required to obtain the DHA Health Insurance Permit.
For 2014, the list of Participating Insurers is shown below. In November of each year, all insurers will have an opportunity to submit an Expression of Interest to become a PI and existing ones will need to reapply.
| eClaimLink ID | PI Name | إسم شركة التأمين | Online Application Link | Index Rate AED | Call Center Number |
|---|---|---|---|---|---|
|
INS017 |
Abu Dhabi National Insurance Company PJSC (ADNIC) |
شركة ابوظبي الوطنية للتأمين |
575 |
800 8040 |
|
|
INS011 |
Al Saqr National Insurance Company |
الصقر للتأمين |
525 |
04-702 8500 |
|
|
INS013 |
American Life Insurance Company (MetLife) |
متلايف |
|
04-415 4555 |
|
|
INS020 |
AlBuhaira National Insurance Company |
شركة البحيرة الوطنية للتأمين |
550 |
600 545459 |
|
|
INS137 |
Cigna Insurance Middle East |
سيغنا الشرق الأوسط للتأمين ش.م.ل |
730 |
04-512 7100 |
|
|
INS005 |
Dubai Insurance company |
دبي للتأمين |
550-575 |
800 382467 |
|
|
INS007 |
Dubai National Insurance Company |
دبي الوطنية للتأمين |
535 |
600 580000 |
|
|
INS035 |
Islamic Arab Insurance Co. (SALAMA) |
سلامة |
600 |
800 725262 |
|
|
INS038 |
National General Insurance Company PJSC - NGI |
الوطنية للتأمينات العامة |
550 |
04–211 5800 |
|
|
INS018 |
Noor Takaful |
نور تكافل |
550 |
800 8252385 |
|
|
INS019 |
Qatar Insurance Company |
شركة قطر للتأمين |
597 |
800 4742 |
|
|
INS008 |
Orient Insurance PJSC |
شركة أورينت للتأمين |
550 |
800 674638 |
|
|
INS012 |
Sukoon |
سكون للتأمين |
560 |
800-785666 |
|
|
INS040 |
Union Insurance Company |
الإتحاد للتأمين |
550 |
800 84248 |
|
|
INS134 |
MEDGULF - THE MEDITERRANEAN & GULF INSURANCE & REINSURANCE CO. B.S.C. (C) (DUBAI BRANCH) |
المتوسط والخليج للتأمين واعادة التأمين (ميد غلف) ش.م.ب |
550 |
8006334853 |
